The Fine Print
Pro ↗

Finance, made simple

Raising money?
Read the fine print first.

Free tools that turn SAFEs, term sheets, debt offers and data rooms into plain English, worked out on your own numbers.

Start here

What’s in front of you?

Deciding Should we borrow or raise?

See what each really costs if things go well, and whether you could carry a loan if they don’t.

Borrow or raise? Raising equity We’re raising, and we’ve signed SAFEs or notes.

See what you’ll own after the round, where every point went, and which terms to push back on.

Round & Dilution Planner Borrowing A lender sent us a term sheet.

See what the loan really costs a year once fees, final payments and warrants count, and compare offers side by side.

Debt Offer Comparator Diligence Investors want a data room.

See which documents your stage needs, what to share first, and the red flags that slow rounds down.

Data Room Builder
Where is the company?
What’s next?

Not sure where to start? Answer both and we’ll point you to the right tool.

Free to startEvery tool works without paying or signing up.
Your numbers stay with youEverything is worked out in your browser. Nothing is uploaded.
Local rules, plain EnglishUS, UK, India, Singapore, UAE, Canada and Australia, with the jargon explained as you go.

Pro

Pay once for the fine print you need.

One-off payments, no subscription. Unlock one tool, or all three for less. Already bought?

Why this exists

More founders, less finance training.

AI makes it easy to start a company, not to read a term sheet. Built by a startup finance operator, these tools do the maths on your numbers, in plain English.

Your numbers stay yours. AI chat tools can keep what you paste, and some train on it. Here, the maths runs in your browser: we never see or store what you enter.

Planning tools, not legal, tax or investment advice. Check the final terms with your lawyer.